A mortgage broker has agreements and accreditations with a number of different lenders, which enables them to offer their clients a variety of different loan products while you deal with just one point of call. It’s important to note that the broker has no ability to approve a loan – the lender chosen to meet your needs approves this.
Our extensive panel of lenders ranges from the largest lenders in the country through to small specialist lenders. This means we can offer home loans that suit nearly all situations, including loans for new property purchases, refinancing of your current property, owner-occupiers or investment purposes. Product features available include fixed or variable rate loans, interest only, offset accounts, lines of credit, or combination loans.
The interest rate charged will vary depending on the lender and solution chosen to meet your needs. The great news is that we do all the hard work of finding a home loan from our large panel of lenders to suit your situation. To find your rate answer a few simple questions in our quiz.
Most lenders will require that you have been self-employed for a minimum of two years and have tax returns to show that you can afford the loan. In some situations, certain specialist lenders may approve loans for borrowers who have been in business for less than two years.
118/202 Jells Rd, Wheelers Hill VIC 3150